Term insurance offers coverage for a fixed period of time, for a certain number of years, for example, 15, 20, or 25 years or up to a given age. As a result, term life insurance premiums are lower than permanent life insurance premiums.
Permanent insurance offers lifetime coverage. If you maintain your insurance until death, the amount paid to your beneficiary is tax free.
Participating life insurance pays out dividends that can help increase cash flow, reduce the cost of insurance or accumulate, for an even larger payout.
Living benefits are insurance solutions focused on providing protection should something unfortunate happen while you are still living.
We provide Disability Insurance, Critical illness insurance and Medical & dental Insurance coverage.